FREE Account Opening + Zero AMC Fees* + MutualFund SIP1
Loading...

Fullerton India Personal Loan

Rated 4/5 by Team InvestorGain

Fullerton India Personal Loan offers attractive interest rates starting at 12.99% p.a. You can check Fullerton India Personal Loan status, eligibility, interest rate and other charges. You can apply for the loan online and offline and get a loan up to Rs 25 Lakh.

Fullerton India Personal Loan Details

Fullerton India, a leading financial provider of the country offers its personal loan to salaried and self-employed for the loan amount ranging between Rs 25,000 to Rs 25 Lakh. The eligibility of your loan amount depends on the number of factors including your age, net monthly income, existing financial obligations, etc. Fullerton India Personal Loan amount serves multiple purposes such as wedding, travel, child’s education, vacation, medical emergency, any big-ticket purchase, home repair and debt consolidation also.

The company offers flexible loan along with flexible payment tenure of up to 60 months. The loan will be approved within minutes after documentation and scrutinizing the credit history.

Fullerton India Personal Loan Information

Fullerton India Personal Loan provides easy loan within 24 hours with interest 12.99% p.a. onwards. Below table gives the complete details of Personal Loan.

Fullerton India Personal Loan Details
Loan Category: Personal Loan
Loans Offering: Personal Loan, Marriage Loan, Holiday Loan, Medical Loan, Home Renovation Loan
Loan Type: Unsecured personal loan
Interest Rate: 12.99% p.a. onwards
Processing Fee: Between 0% - 6% of the loan amount
Approval Process: Both online and offline
Minimum Income Requirement: ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi)
Loan Approval Timing: 24 Hours
Minimum Loan Amount: ₹25,000
Maximum Loan Amount: ₹25 Lakh
Minimum Loan Period: 12 months/ 1 year
Maximum Loan Period: 60 months/5 years
Type of Interest Rate: Fixed Interest Rate
Interest Charging Method: Reducing balance method

Fullerton India Personal Loan Special Feature Details

    • Elite personal loan: Fullerton India offers a loan which suits your lifestyle and matches your goals to provide maximum ease. The loan is available to customers with a monthly income of Rs 75,000 and has a CIBIL score of at least 750. The salaried persons should be working at the current position for at least 6 months. They can get loan starting from Rs 8 Lakh to the maximum amount of loan up to Rs 25 Lakh.
    • Women personal loan: Fullerton India women personal loan offers them instant loan approval with online accounts access and preferential interest rates. The Nari Shakti Personal Loan for Women offers loan amount up to Rs 25 Lakh so that one can achieve their dreams without being dependable.

Fullerton India Personal Loan Eligibility Criteria

There are eligibility criteria set by Fullerton India for their personal loan:

Fullerton India Personal Loan Details
Salaried Employees Yes
Salaried Doctors Yes
Employees of public and private limited companies Yes
Government sector employees including Public Sector Undertakings, Central and Local bodies Yes
Loan for Pensioners No
Loan for Existing Customers Yes
Self-Employed Yes
Selected Corporate No
Other Criteria The minimum yearly profit after tax set based on profession/industry for Self-employed
Minimum Age 21 years old when you apply for a loan
Maximum Age 65 years at the time of loan maturity
Minimum Income Requirement ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi)

Fullerton India Personal Loan Strengths/Advantages

  • High quantum of the loan amount.
  • Provide seasonal offers to customers.
  • Offering a debt consolidation loan.

Fullerton India Personal Loan Weaknesses/Disadvantages

  • High loan processing fees compared to other companies.

Request call back from Fullerton India Personal Loan

Fullerton India Personal Loan Products & Services

Fullerton India offers the following products and services under the personal head loan are:

  • Wedding loan

  • Wedding is one of the most auspicious occasions of your life and you want it to be grand with the spread of food, designer wedding attire, candid photography, etc. Make Fullerton India your financial partner and create beautiful moments that you will cherish for a lifetime. Fullerton India offers personal loan for wedding and helps you in making your special day more memorable.

  • Home improvement loan

  • Get your living space best improvements without dipping your savings or look for home equity. Fullerton India home renovation loan is a perfect solution for renovating your loan. It carries low-interest rates so you can ensure that it does not act as a financial burden. This loan helps in upgrading your kitchen, your living room furniture or even changing bathroom fittings.

  • Holiday loan

  • Refresh your life and gear up for new adventures with Fullerton India Travel loan. This loan covers all your travel expenses whether you are a solo traveller or planning a family vacation. With this loan, you can visit your dream destination anywhere in the world without having to worry about immediate finances.

  • Emergency loan

  • Some emergencies never give notice but also need instant funds. For such emergencies, including medical emergencies, Fullerton India offers emergency loan where you can get up to Rs 25 Lakh. With this fund, you can choose the best medical treatment without worrying about the bills.

  • Debt consolidation loan

  • Fullerton India debt consolidation loan offers its customers to pay off all other liabilities and consumer debts and only need to pay to Fullerton rather than paying to different companies at different interest rates.

Fullerton India Personal Loan Feature

Fullerton India Personal Loan offer various services, please find below the list of features offered by the vendor.

Fullerton India Personal Loan Details
Personal Loan Yes
Wedding Loan Yes
Education Loan No
Home Renovation Loan Yes
Two Wheeler Loan No
New Car Loan No
Used Car Loan Yes
Travel Loan Yes
Medical Loan Yes
Top Up Loan No

Fullerton India Personal Loan Charges

Here is the detail charge list for Fullerton India Personal Loan process. We have covered all possible charges for your loan requirements for clear visibility on Fullerton India Personal Loan processing.

Fullerton India Personal Loan Details
Co-Applicant Allow No
Income Criteria Yes
Collateral Requirement No
Pre Approved Credit Limit NA
Foreclouser Charges 7%
Loan Foreclouser Conditions 7 to 17 EMIs fully paid
Bounce Charges Rs 300
Bounce Charges Self Employed Rs 300
Late Payment Penalty 2% of overdue EMI per month calculated on a daily basis for both salaried and self employed personal
Duplicate NOC Charges NA
Stamp Duty Charges Rs 500
Instrument Swapping Charges Rs 500
Loan Cancellation Charges Rs 5,000 (loan cancelled before first EMI)
Stamp Duty Charges Rs 500
Loan Rebooking Charges NA
Statement Of Account Charges NA
Duplicate Repayment Schedule NA
EMI Payment Mode Standing Instruction (SI), Electronic Clearing Service, Post-dated cheque
Overdue Payment Mode NA
Hidden Charges NA

Fullerton India Personal Loan Customer Care Details

  • Customer Support Email - [email protected]
  • Customer Support Toll Free No - 18001036001 (Timings: 9.00 a.m. to 7.00 p.m.) (Monday to Saturday excluding public holidays)
  • Customer Support Chat Facility - No
  • Customer Support Whatsapp Number - NA

Fullerton India Personal Loan Calculator and Download Links

In this section we have listed all important links related to Fullerton India Personal Loan.

Fullerton India Personal Loan Details
Banks NA
Charges Information Link
Personal Loan Eligibility Calculator Link Personal Loan Calculator Link
Personal Loan EMI Calculator Link Personal Loan EMI Calculator Link
Education Loan EMI Calculator Link NA
Car Loan EMI Calculator Link NA
Product Demo Link NA
Website Link Website Link
Android App Downlaod Link Android Mobile App Download
iOS App Downlaod Link iOS Mobile App Downlaod

Fullerton India Personal Loan Application Process Details

    For new customers:

    • Head to the official link from your web browser: Link or signup into your Fullerton India mobile application > Personal Loan > Apply Online
    • Fill your mobile number & DOB or PAN Card details registered with Fullerton India and you will get an OTP.
    • After logging in to the account with OTP, enter the desired loan amount.
    • You have to upload the required documents, such as PAN Card and address proof.
    • As you get loan approval, the funds will be disbursed to your account.

Fullerton India Personal Loan Documents Requirements

Please find below the list of documents required to avail personal loan. Aadhar, PAN and Income Proof are the most important documents, other documents are optional. The complete list of documents you can keep ready for your loan application.

Fullerton India Personal Loan Details
Age Proof Copy of Passport/Driving License/Aadhar Card
Address Proof Copy of Passport/Driving License/Aadhar Card/Voter ID/Ration Card
Identity Proof Registered Rent Agreement/Utility Bills last 3 months/Copy of Passport/Copy of Ration card
Income Proof for Salaried Emp Salary slip of last 3-6 months, ITR or Form 16, 6 month bank statement
Income Proof for Self Emp IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years

Last Updated on 2020-05-26T06:46:02+00:00

FAQs

Fullerton India disbursed its personal loan within 24 hours if the applicant’s eligibility and documents are proper and correct.

 

Fullerton India allows pre-closure of personal loan after 6 EMI's at a penalty of 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil. Foreclosure charges/ pre-payment penalties shall not be charged on all floating rate term loans sanctioned to individual borrowers.

 

The company will send you the statement of the personal loan every month on your registered email ID. You can also access by logging into Service Connect, sending an email at [email protected], contacting them on the toll-free number 1800 103 6001, or sending a request through the chatbot Dia.

 

A person who applied for a personal loan with IndusInd bank can check the status by calling its toll-free number 18002090061. You can also directly check up your personal loan application status by visiting the branch you apply.

 


User Reviews