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Fullerton India Personal Loan offers attractive interest rates starting at 12.99% p.a. You can check Fullerton India Personal Loan status, eligibility, interest rate and other charges. You can apply for the loan online and offline and get a loan up to Rs 25 Lakh.
Fullerton India, a leading financial provider of the country offers its personal loan to salaried and self-employed for the loan amount ranging between Rs 25,000 to Rs 25 Lakh. The eligibility of your loan amount depends on the number of factors including your age, net monthly income, existing financial obligations, etc. Fullerton India Personal Loan amount serves multiple purposes such as wedding, travel, child’s education, vacation, medical emergency, any big-ticket purchase, home repair and debt consolidation also.
The company offers flexible loan along with flexible payment tenure of up to 60 months. The loan will be approved within minutes after documentation and scrutinizing the credit history.
Fullerton India Personal Loan provides easy loan within 24 hours with interest 12.99% p.a. onwards. Below table gives the complete details of Personal Loan.
Fullerton India Personal Loan | Details |
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Loan Category: | Personal Loan |
Loans Offering: | Personal Loan, Marriage Loan, Holiday Loan, Medical Loan, Home Renovation Loan |
Loan Type: | Unsecured personal loan |
Interest Rate: | 12.99% p.a. onwards |
Processing Fee: | Between 0% - 6% of the loan amount |
Approval Process: | Both online and offline |
Minimum Income Requirement: | ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi) |
Loan Approval Timing: | 24 Hours |
Minimum Loan Amount: | ₹25,000 |
Maximum Loan Amount: | ₹25 Lakh |
Minimum Loan Period: | 12 months/ 1 year |
Maximum Loan Period: | 60 months/5 years |
Type of Interest Rate: | Fixed Interest Rate |
Interest Charging Method: | Reducing balance method |
There are eligibility criteria set by Fullerton India for their personal loan:
Fullerton India Personal Loan | Details |
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Salaried Employees | Yes |
Salaried Doctors | Yes |
Employees of public and private limited companies | Yes |
Government sector employees including Public Sector Undertakings, Central and Local bodies | Yes |
Loan for Pensioners | No |
Loan for Existing Customers | Yes |
Self-Employed | Yes |
Selected Corporate | No |
Other Criteria | The minimum yearly profit after tax set based on profession/industry for Self-employed |
Minimum Age | 21 years old when you apply for a loan |
Maximum Age | 65 years at the time of loan maturity |
Minimum Income Requirement | ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi) |
Fullerton India offers the following products and services under the personal head loan are:
Wedding is one of the most auspicious occasions of your life and you want it to be grand with the spread of food, designer wedding attire, candid photography, etc. Make Fullerton India your financial partner and create beautiful moments that you will cherish for a lifetime. Fullerton India offers personal loan for wedding and helps you in making your special day more memorable.
Get your living space best improvements without dipping your savings or look for home equity. Fullerton India home renovation loan is a perfect solution for renovating your loan. It carries low-interest rates so you can ensure that it does not act as a financial burden. This loan helps in upgrading your kitchen, your living room furniture or even changing bathroom fittings.
Refresh your life and gear up for new adventures with Fullerton India Travel loan. This loan covers all your travel expenses whether you are a solo traveller or planning a family vacation. With this loan, you can visit your dream destination anywhere in the world without having to worry about immediate finances.
Some emergencies never give notice but also need instant funds. For such emergencies, including medical emergencies, Fullerton India offers emergency loan where you can get up to Rs 25 Lakh. With this fund, you can choose the best medical treatment without worrying about the bills.
Fullerton India debt consolidation loan offers its customers to pay off all other liabilities and consumer debts and only need to pay to Fullerton rather than paying to different companies at different interest rates.
Fullerton India Personal Loan offer various services, please find below the list of features offered by the vendor.
Fullerton India Personal Loan | Details |
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Personal Loan | Yes |
Wedding Loan | Yes |
Education Loan | No |
Home Renovation Loan | Yes |
Two Wheeler Loan | No |
New Car Loan | No |
Used Car Loan | Yes |
Travel Loan | Yes |
Medical Loan | Yes |
Top Up Loan | No |
Here is the detail charge list for Fullerton India Personal Loan process. We have covered all possible charges for your loan requirements for clear visibility on Fullerton India Personal Loan processing.
Fullerton India Personal Loan | Details |
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Co-Applicant Allow | No |
Income Criteria | Yes |
Collateral Requirement | No |
Pre Approved Credit Limit | NA |
Foreclouser Charges | 7% |
Loan Foreclouser Conditions | 7 to 17 EMIs fully paid |
Bounce Charges | Rs 300 |
Bounce Charges Self Employed | Rs 300 |
Late Payment Penalty | 2% of overdue EMI per month calculated on a daily basis for both salaried and self employed personal |
Duplicate NOC Charges | NA |
Stamp Duty Charges | Rs 500 |
Instrument Swapping Charges | Rs 500 |
Loan Cancellation Charges | Rs 5,000 (loan cancelled before first EMI) |
Stamp Duty Charges | Rs 500 |
Loan Rebooking Charges | NA |
Statement Of Account Charges | NA |
Duplicate Repayment Schedule | NA |
EMI Payment Mode | Standing Instruction (SI), Electronic Clearing Service, Post-dated cheque |
Overdue Payment Mode | NA |
Hidden Charges | NA |
In this section we have listed all important links related to Fullerton India Personal Loan.
Fullerton India Personal Loan | Details |
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Banks | NA |
Charges Information | Link |
Personal Loan Eligibility Calculator Link | Personal Loan Calculator Link |
Personal Loan EMI Calculator Link | Personal Loan EMI Calculator Link |
Education Loan EMI Calculator Link | NA |
Car Loan EMI Calculator Link | NA |
Product Demo Link | NA |
Website Link | Website Link |
Android App Downlaod Link | Android Mobile App Download |
iOS App Downlaod Link | iOS Mobile App Downlaod |
For new customers:
Please find below the list of documents required to avail personal loan. Aadhar, PAN and Income Proof are the most important documents, other documents are optional. The complete list of documents you can keep ready for your loan application.
Fullerton India Personal Loan | Details |
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Age Proof | Copy of Passport/Driving License/Aadhar Card |
Address Proof | Copy of Passport/Driving License/Aadhar Card/Voter ID/Ration Card |
Identity Proof | Registered Rent Agreement/Utility Bills last 3 months/Copy of Passport/Copy of Ration card |
Income Proof for Salaried Emp | Salary slip of last 3-6 months, ITR or Form 16, 6 month bank statement |
Income Proof for Self Emp | IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years |
Last Updated on 2020-05-26T06:46:02+00:00
Fullerton India disbursed its personal loan within 24 hours if the applicant’s eligibility and documents are proper and correct.
Fullerton India allows pre-closure of personal loan after 6 EMI's at a penalty of 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil. Foreclosure charges/ pre-payment penalties shall not be charged on all floating rate term loans sanctioned to individual borrowers.
The company will send you the statement of the personal loan every month on your registered email ID. You can also access by logging into Service Connect, sending an email at [email protected], contacting them on the toll-free number 1800 103 6001, or sending a request through the chatbot Dia.
A person who applied for a personal loan with IndusInd bank can check the status by calling its toll-free number 18002090061. You can also directly check up your personal loan application status by visiting the branch you apply.